Dental, Vision & Hearing InsuranceA plan with choices for you and your family
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Protect Your Smile...
and Smile Brighter!
Protect Your Sight...
and See Clearer!
Protect Your Hearing...
and Hear Better!
The Importance of Dental • Vision • Hearing
 Quality of Life-
Unforeseen situations that are painful, inconvenient and expensive
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Protection of your assets
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Basic Medicare does not cover dental, vision or hearing expenses.
Plan Benefits1
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Eligibility
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Anyone age 18 to 85 years old (NC, NM and VA the maximum issue age is 75) |
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Policy Year Maximum Benefit |
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$1,000 or $1,500 (choose one) |
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Policy Year Deductible
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$100 |
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Dental Coverage
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Preventive Services
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Semi-Annual exams, cleaning and x-rays.
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Year 1 - 60%
Year 2 - 70%
Year 3 - 80%
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Waiting Period
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None
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Basic Services
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Including x-ray (other than "full mouth"), fillings and extractions
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Year 1 - 60%
Year 2 - 70%
Year 3 - 80%
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Waiting Period
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None
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Major Services
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Including bridges, crowns, full dentures or partials,
full mouth extractions, and root canals
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Year 1 - 0%
Year 2 - 70%
Year 3 and thereafter - 80%
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Waiting Period
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12 months
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Vision Coverage (In Florida, this benefit is sold as a Rider)
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Basic eye exam or eye refraction, including the cost of eye glasses or contact lenses
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Year 1 - 60%
Year 2 - 70%
Year 3 - 80%
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Waiting Period
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6 months
on eyeglasses and contact lenses
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Hearing Coverage (In Florida, this benefit is sold as a Rider)
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Exam, hearing aid and necessary repairs or supplies
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Year 1 - 60%
Year 2 - 70%
Year 3 - 80%
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Waiting Period
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12 months
new hearing aids and existing hearing aid repairs
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1 Refer to your policy for a complete description of limitations
and exclusions.
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