For assistance, please contact:
Mario Roker
416 8th Street
Augusta, GA 30901
803-341-3130    
mario@insurancemasters.biz
Affordable Choice

Solutions for Today for the Problems of Tomorrow

With No Deductibles
This is a Hospital Confinement and other Fixed Indemnity Insurance

The Right Plans for the Right Times

For today’s medical uncertainties, people want a product to give them the Peace-of-Mind needed to plan for tomorrow. With a long history of strong finances and policies featuring cash benefits, Central United Life just might have the edge in delivering that feeling.

  • Affordability - Choose from modestly priced plans to find the one that fits your budget and lifestyle.
  • Accessibility - With only a few medical questions, it’s easy to qualify.
  • Flexibility - Keep your own doctors; choose from individual or family coverage.
  • Versatility - These plans cover health services you would actually use, such as doctor’s office visits, immunizations and lab work. In addition, our plans provide you with hospital and surgical benefits, should you need them.

Affordable Choice - Affordable Healthcare

Unlike traditional health insurance plans, our plan pays a specified cash amount when you receive a particular service, regardless of what your provider charges you. Cash is paid to you or your provider if you assign the benefits.

  • Out Patient Benefits - No Deductible
  • Inpatient Benefits - No Deductible
  • Surgical Benefits - Both Inpatient and Outpatient Facilities
  • Hospital Admission Benefit
  • Ground or Air Ambulance
  • Allergy Shots and Immunizations
  • Prescription Drugs
  • $2,000,000 Over Your Lifetime
  • All Benefits are per Covered Person
  • Teladoc & Karis 360

Affordable Choice Supplement (optional)

The AC Supp is a predetermined package of additional benefits made available to accompany a submitted Affordable Choice application for underwriting consideration, or to augment an in force Affordable Choice policy.

What is the plan design? Quite simply, it’s optional supplemental coverage to the Affordable Choice plan designs (Classic or Elite) and includes:

  • $50 Daily Room Benefit
  • Surgical Schedule ($5,000 based on surgical percentage)
  • ICU ($2,000 per day up to 20 days)
  • Private Duty Nursing ($200 per day/maximum 30 days)

Daily Room Benefit1
$50/day
Surgical Schedule2
$50,000
Intensive Care Unit3
$2,000/day
Private Duty Nursing4
$200/day
1 To a maximum of 365 days per period of confinement. 2 Surgical percentage in schedule with unlimited occurrences, inpatient or outpatient.3 To a maximum 20 days per calendar year.4 To a maximum of 30 days per period of confinement.
Affordable Choice Plan Benefits
Everyday needs you value
 
Classic
Elite
Doctor’s Office Visit

• You receive $50 per office visit

• Provides 3 visits per calendar year

• You receive $75 per office visit

• Provides 4 visits per calendar year

Allergy Shots and Immunizations

• You receive $20 per immunization

• You receive $10 per allergy shot

• $100 per calendar year limit for all allergy shots and immunizations

• You receive $20 per immunization

• You receive $10 per allergy shot

• $100 per calendar year limit for all allergy shots and immunizations

Outpatient Medical Benefits

• Laboratory Services

- You receive $100 per surgical pathology test

- You receive $25 per laboratory service, excluding surgical pathology

• Radiology services

- You receive $100 per mammogram

- You receive $200 per CT scan

- You receive $250 per MRI scan

- You receive $250 per PET scan

- You receive $50 per other radiology services, including x-ray and ultrasound.

• You receive $25 per other outpatient event not listed

• $1,000 per calendar year limit for all outpatient events

• Laboratory Services

- You receive $100 per surgical pathology test

- You receive $50 per laboratory service, excluding surgical pathology

• Radiology services

- You receive $150 per mammogram

- You receive $200 per CT scan

- You receive $500 per MRI scan

- You receive $250 per PET scan

- You receive $75 per other radiology services, including x-ray and ultrasound.

• You receive $50 per other outpatient event not listed

• $2,000 per calendar year limit for all outpatient events

• Preventative Services

- You receive $100 per Pap.

- You receive $300 for colonoscopy.

Prescription Drugs Benefit
(not available in AZ and OH)

$25

$750 Calendar Year Maximum

$25

$750 Calendar Year Maximum

Surgical and Hospitalization Benefits
Teladoc
Karis 360
Right to Examine Policy for 10 Days
Pre-Existing Conditions Limitation (varies by state)
Termination
Exclusions