For assistance, please contact:
Health Benefits Services, LLC
993 Brodhead Rd Ste 201
Coraopolis, PA 15108
412-865-3200     412-865-3202
tomb@hbspa.com
Dental, Vision & Hearing Insurance

A plan with choices for you and your family

Protect Your Smile...
and Smile Brighter!

Protect Your Sight...
and See Clearer!

Protect Your Hearing...
and Hear Better!

The Importance of Dental • Vision • Hearing

  • Quality of Life
  • Unforeseen situations that are painful, inconvenient and expensive
  • Protection of your assets
  • Basic Medicare does not cover dental, vision or hearing expenses.

Products Highlights

  • Choose your dentist - No Networks
  • Family Rates (includes a maximum of 3 children)
  • Individual 18 - 85 years old
  • $1,000 - $1,500 policy year benefit option available
  • Guaranteed Issue
  • Guaranteed Renewable for Life
(CA, NC, NM and VA Guaranteed Renewable up to age 80)

Plan Benefits1

Eligibility   Anyone age 18 to 85 years old (CA, NC, NM and VA the maximum issue age is 75)
Policy Year Maximum Benefit   $1,000 or $1,500 (choose one)
Policy Year Deductible   $100
Dental Coverage
Preventive Services
Semi-Annual exams, cleaning and x-rays.   Year 1 - 60%
Year 2 - 70%
Year 3 - 80%
Waiting Period None

Basic Services
Including x-ray (other than “full mouth”), fillings and extractions Year 1 - 60%
Year 2 - 70%
Year 3 - 80%
Waiting Period None

Major Services
Including bridges, crowns, full dentures or partials, full mouth extractions, and root canals Year 1 - 0%
Year 2 - 70%
Year 3 and thereafter - 80%
Waiting Period 12 months
Vision Coverage (In Florida, this benefit is sold as a Rider)
Basic eye exam or eye refraction, including the cost of eye glasses or contact lenses   Year 1 - 60%
Year 2 - 70%
Year 3 - 80%
Waiting Period 6 months
on eyeglasses and contact lenses
Hearing Coverage (In Florida, this benefit is sold as a Rider)
Exam, hearing aid and necessary repairs or supplies   Year 1 - 60%
Year 2 - 70%
Year 3 - 80%
Waiting Period 12 months
new hearing aids and existing hearing aid repairs
1 Refer to your policy for a complete description of limitations and exclusions.