The Importance of Dental • Vision • Hearing

Products Highlights

(CA, NC, NM and VA Guaranteed Renewable up to age 80)

Eligibility

Anyone age 18 to 85 years old (CA, NC, NM and VA the maximum issue age is 75)

Policy Year Maximum Benefit

$1,000 or $1,500 (choose one)

Policy Year Deductible

$100

Dental Coverage

Preventive Services
Semi-Annual exams, cleaning and x-rays.		Year 1 - 60% Year 2 - 70% Year 3 - 80%
Waiting Period		None

Basic Services
Including x-ray (other than "full mouth"), fillings and extractions		Year 1 - 60% Year 2 - 70% Year 3 - 80%
Waiting Period		None

Major Services
Including bridges, crowns, full dentures or partials, full mouth extractions, and root canals		Year 1 - 0% Year 2 - 70% Year 3 and thereafter - 80%
Waiting Period		12 months

Vision Coverage (In Florida, this benefit is sold as a Rider)

Basic eye exam or eye refraction, including the cost of eye glasses or contact lenses		Year 1 - 60% Year 2 - 70% Year 3 - 80%
Waiting Period		6 months on eyeglasses and contact lenses

Hearing Coverage (In Florida, this benefit is sold as a Rider)

Exam, hearing aid and necessary repairs or supplies		Year 1 - 60% Year 2 - 70% Year 3 - 80%
Waiting Period		12 months new hearing aids and existing hearing aid repairs

¹ Refer to your policy for a complete description of limitations and exclusions.