DID YOU KNOW . . .

that medical expenses are one of the largest causes of bankruptcies in the United States . . . even for people who have major medical insurance. Is your health insurance coverage enough to cover treatment costs?

THAT’S RIGHT . . .

according to the American Cancer Society, as much as 60% of the cost associated with the treatment of cancer is considered "non-medical" and not covered by traditional health insurance. This includes deductibles, co-insurance, experimental treatments, travel to a treatment center, and the list goes on. The out-of-pocket expenses can literally be thousands of dollars.

THE FACTS ARE . . .

the five year survival rate for all cancers is 65.8%¹.
approximately 735,000 people in the U.S. have heart attacks each year².
Stroke is the leading cause of disability.².

¹ American Cancer Society, 2013 Statistics
² Heart Disease and Stroke Statistics, 2005 Update, American Heart Association

THAT IS WHY . . .

you and your family need Viva Living Benefits. If life threatening cancer, heart attack, major organ transplant, paralysis, renal failure, or stroke strikes, or if pre-mature death occurs, you and your family will be protected.

Features

Viva Living Benefits

Offers a combination of 20 year term life insurance (15 years for ages 56-60) and a first occurrence critical illness benefit covering the following conditions:

• Life threatening cancer

• Paralysis

• Heart Attack

• Renal Failure

• Major Organ Transplant

• Stroke

Benefit Amounts:

• $50,000 term life / $25,000 critical illness (50%)

• $100,000 term life / $50,000 critical illness (50%)

• $150,000 term life / $37,500 critical illness (25%)

• $200,000 term life / $50,000 critical illness (25%)